Plastic surgery can be a life-changing experience. If you’ve been thinking about having plastic surgery, your decision should be based on research, planning, physical health, emotional readiness, and your financial ability to afford it.
Will My Insurance Pay for Plastic Surgery?
Elective plastic surgery is not covered by insurance. It’s up to you to find a way to pay for the procedure out of pocket. The good news is, you may not have to pay for the entire procedure up front since financing options are available to you. But even with financing, it is up to you to decide whether or not you can afford to have the procedure. Your decision should be made based on the cost of the procedure and your particular financial situation.
If you can afford it, it is always a good idea to pay for the procedure in full up front. If you don’t have the money on hand, another good way to pay for the procedure in full is to save up the money over time.
If you do not have the money to pay for the procedure up front, you do have some other options to consider.
Credit Card Payment
You can use your credit card to pay for your plastic surgery, as long as you have a high enough limit on the card to cover the cost. Just remember that you would be tying up your credit line. It would be up to you to make the monthly payments to your credit card company to pay down the balance. You must keep in mind that credit card interest rates can be quite high, so you could accumulate a lot of interest over time. This is something you should keep in mind when deciding whether or not to use a credit card to pay for your plastic surgery. If you do use a credit card for your plastic surgery, try to pay off the balance as soon as possible.
Finance Your Plastic Surgery
Many plastic surgeons will offer financing options to their patients. This is a popular payment option because it is easy to arrange monthly payments and the interest rate may cost you less than paying by credit card. The Body Sculpting Center also offers a layaway plan. With just a $250 deposit you can lock in discounted pricing and pay for your procedure little by little.
To find out if plastic surgery is right for you, contact us for more information or to schedule a consultation. The Body Sculpting Center is located in Phoenix, Arizona, serving residents of greater Phoenix, Scottsdale and the surrounding areas in Arizona.